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Monday, October 26, 2009

Can i purchase a houe on a credit card and then apply to my bank for a home equity loan on that prop

In theory... yes. But you usually can't use the credit card to pay your down payment in conjunction with a mortgage. You might save some bucks by getting a cash advance on the credit card and not buying the house instead.



Can i purchase a houe on a credit card and then apply to my bank for a home equity loan on that property?

no, you can't buy a house with a credit card, even if you could, why would you want 15% interest (or higher) when you could get 6% with a normal loan?



you can only get a home equity loan if you have equity in the house that you can borrow against.



Can i purchase a houe on a credit card and then apply to my bank for a home equity loan on that property?

Do you have that kind of credit limit???? You can buy a home with any means and if you have equity in the house you can apply for a home equity loan..... it could work I guess.



Can i purchase a houe on a credit card and then apply to my bank for a home equity loan on that property?

I don't believe you are allowed to use a credit card for financing real estate. Besides, that would be an awful idea seeing as your credit card rate is much higher than standard mortgage rates. You could get a mortgage to buy the home, then refinance it and get money from it if you have enough equity.

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